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Your benefits package includes medical and dental insurance for you and your family. It also includes mandatory $5,000 life insurance coverage for you. These basic benefits are part of a cafeteria plan that meets IRS requirements, so they are paid with pre-tax dollars. Currently the employer contribution fully covers the premium amount for full-time employees. A subsidy is available for part-time employees who choose the part-time medical plan choices. |
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| Benefit | Program |
| Group
Medical Plans (Effective January 2007) |
Available for employee, spouse, partner, children and stepchildren. Medical plan options may vary by county you reside in. Please follow this link to the Public Employees Benefit Board website for further information (Click on "2007 Employee Benefits"). Full-Time
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Group Dental Plans Full-Time Part-Time |
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| Basic Life Insurance | $5000 Basic Life payable upon death (excluding suicide). Coverage is mandatory for the employee at $1.10 per month. |
| Additional Life Insurance | Optional life insurance for you and your spouse or domestic partner is voluntary insurance. You may select an amount from $20,000 to $400,000 in increments of $20,000. Optional life insurance coverage will require completion of a Medical History Statement and approval from Standard Life Insurance Company. Rates vary by age and coverage amount. |
| Accidental Death & Dismemberment | Accidental Death & Dismemberment insurance is for you and your spouse or domestic partner and your children. You may select an amount from $50,000 to $500,000 in increments of $50,000. The AD&D plan provides 24-hour coverage for accidental death or loss of limb, hearing, speech, or sight. |
| Dependent Life Insurance | Dependent life insurance for your spouse or domestic partner and children is voluntary and covers your spouse or domestic partner and children for $5,000 each at $1.29 per month. |
| Disability Insurance |
Short Term Disability:
Long Term Disability:
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| Dependent Care Flexible Spending Account | Allows an employee to elect a monthly pre-tax dollar amount (up to $5,000 per year) and deposit in your dependent care FSA. Expenses that qualify for reimbursement are expenses for the care and well-being of the employee's dependent child under the age of 13 or for a disabled dependent of any age. |
| Health Care Flexible Spending Account | Allows an employee to elect a monthly pre-tax dollar amount (up to $5,000 per year) and deposit in your healthcare FSA. You can use those untaxed dollars to reimburse yourself for eligible out-of pocket healthcare costs during the plan year in which you participate. |
| Public
Employees Retirement System (PERS) Oregon Public Service Retirement Plan (OPSRP) / Pension Program Individual Account Program |
In 2003, the 72nd Oregon Legislature established a new retirement plan for all public employees hired on or after August 29, 2003, called Oregon Public Service Retirement (OPSRP). Please follow this link to the Public Employees Retirement System website for further information. http://oregon.gov/PERS/ |
| Deferred Compensation | The Oregon Savings Growth Plan 457 deferred compensation plan allows voluntary contributions from $25 up to $15,500 maximum per year on a pretax basis. All employees are eligible to participate at any time. Once enrolled, the employee has complete access to account information and transactions 24 hours a day. |
| Long Term Care | UnumProvident's Long Term Care Insurance pays benefits when you require substantial assistance with two out of six activities of daily living. You can choose from 4 plan options and benefit duration periods of 3 year, 6 year, or unlimited. You can enroll for LTC insurance at any time during the year. The coverage is subject to medical underwriting and completion of the Long Term Care Insurance application. |
| Eligibility | Includes: Self, spouse, domestic partner, parents/grandparents of the employee or the employee's spouse, domestic partner; adult siblings or adult children of the employee or the employee's spouse, domestic partner. |
